Articles Posted in Auto Insurance

https://www.californiaelderabuselawyer-blog.com/wp-content/uploads/sites/132/2022/05/Screen-Shot-2022-05-04-at-3.22.47-PM-300x196.png There’s so much discussion around the dangers of driving, but the dangers are equally real for passengers. Whether in the front or the back, you have legal options for recovering financially when you are a passenger in a car accident. Fortunately, in most cases, you would likely be able to recover damages for your injuries as a passenger. However, passenger injury claims stemming from car accidents can get more complicated. Whether a driver or a passenger, insurance companies will always try to avoid paying at all and then seek to pay as little as possible which is one of the many reasons why working with an experienced car accident lawyer is essential no matter what seat in the car you were riding in!

What Do You Need to Prove the Cause of the Accident?

To start, who caused the accident? The answer to this question is not always just one person but can be many, which can be helpful because it means there are potentially more available insurance funds. Ultimately the how and why of the accident needs to be proved to establish the negligence of various parties. California is a comparative negligence state which means that while you can still file a winning lawsuit if you played a role in your accident, your compensation will be reduced accordingly. For instance, if you weren’t wearing your seatbelt at the time of the crash, the other party will argue that you contributed to making your injuries worse and seek to reduce your payout accordingly.

shutterstock_1724019463-300x155Even with Labor Day in the rear view mirror and children returning back to school, it doesn’t mean that everyone is content to remain at home. Since the pandemic kept much of our wanderlust at bay, there’s still an urge amongst many to hit the road even past the summer months. Combined with more business re-openings, more people will also take to the skies for business travel, which often means renting a car. Although using a rental car is convenient, it does come with its fair share of risks. Read on to learn about tips for protecting yourself if you rent a car and what to do if you are in a rental car accident.

Personal Insurance Policies and Rental Cars

If you’re worried about your rental, look to your personal insurance coverage; make sure that it covers rental car accidents. Many insurance policies often cover the driver and not just the vehicle, so, your personal insurance may protect you in the event of a collision. It is best to verify this prior to your trip.

shutterstock_282272219-300x200California, (like many other states) has minimum insurance requirements which must be made before you can operate a vehicle legally. Under state law, you are required to have automobile insurance, and if you don’t, there are penalties for not having the minimum amount.

The way that almost all accident-related injuries are compensated is through liability insurance. Since California is an at fault state, the insurance company of the person whose negligence caused the accident is responsible for paying for the injured party’s damages; this is the reason that California requires auto insurance minimums.

Minimum California Car Insurance Coverage

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