Articles Posted in Auto Insurance

shutterstock_1724019463-300x155Even with Labor Day in the rear view mirror and children returning back to school, it doesn’t mean that everyone is content to remain at home. Since the pandemic kept much of our wanderlust at bay, there’s still an urge amongst many to hit the road even past the summer months. Combined with more business re-openings, more people will also take to the skies for business travel, which often means renting a car. Although using a rental car is convenient, it does come with its fair share of risks. Read on to learn about tips for protecting yourself if you rent a car and what to do if you are in a rental car accident.

Personal Insurance Policies and Rental Cars

If you’re worried about your rental, look to your personal insurance coverage; make sure that it covers rental car accidents. Many insurance policies often cover the driver and not just the vehicle, so, your personal insurance may protect you in the event of a collision. It is best to verify this prior to your trip.

shutterstock_282272219-300x200California, (like many other states) has minimum insurance requirements which must be made before you can operate a vehicle legally. Under state law, you are required to have automobile insurance, and if you don’t, there are penalties for not having the minimum amount.

The way that almost all accident-related injuries are compensated is through liability insurance. Since California is an at fault state, the insurance company of the person whose negligence caused the accident is responsible for paying for the injured party’s damages; this is the reason that California requires auto insurance minimums.

Minimum California Car Insurance Coverage

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