California Elder Abuse Lawyer

Articles Posted in Reporting Elder Abuse

According to the National Council on Aging (NCOA) “financial scams targeting seniors have become so prevalent that they’re now considered the crime of the 21st century.” There are all types of financial fraud including, investment schemes, lottery scams, funeral scams, and telemarketing fraud. Telemarketing fraudsters often try to sell low-cost vitamins, health care products, cheap vacations, and “free” prizes. Trying to scam an elderly person over the phone, gives the perpetrator the advantage of anonymity as well as the element of surprise.

Elder-on-phone-300x238-386x386.jpgAlthough anyone can be a victim of telemarketing fraud, the senior citizen community is especially vulnerable. What makes them susceptible and why are they being targeted?

• They may make poor witnesses – an elderly person may not remember the details of the conversation clearly.

• They are reluctant to report – often times crimes go completely unreported, due to embarrassment of the situation or because the victim isn’t aware of any resources to seek help.

• They have a retirement savings and great credit – a retiree usually has very little debt and a sizeable nest egg, making them prime candidates for financial elder abuse.

• They are polite and trusting – a senior may not want to appear rude to the caller, hesitating to hang up or say no, especially if the caller is adamant.

• They have hope – fraudsters feed on an elderly person’s desire to be healthy and stay young, offering anti-aging products or “miracle drugs.”

What can be done to avoid fraud?

• Never, ever send money to “pay the taxes” on a free prize. According to the Federal Bureau of Investigation, “if a caller tells you the payment is for taxes, he or she is violating federal law.”

• Avoid dealing with unfamiliar companies, and if you do, check with organizations like the Better Business Bureau.

• Never give out unsolicited personal information over the phone like social security numbers, credit card numbers, or bank account information.

• Be cautious when considering donations to charity. Many organizations are legitimate, but many are not. A little bit of research now could save a lot of trouble later.

• Be informed! Gather as much information as possible about the company or person you’re considering doing business with.

• Don’t be afraid to say, “No, thank you,” and hang up. It’s okay to tell the caller “No,” even if he/she doesn’t want to take no for an answer.

It’s important to be diligent and discerning when handling telemarketing calls; awareness of fraudulent activity is the best protection against it. Also, reporting potential fraud in a timely manner can minimize the damage and help prevent someone else from becoming a victim.
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elder-abuse-surveillanceRecently, the Centers for Disease Control and Prevention (CDC) and the National Center for Injury Prevention and Control (NCIPC) jointly introduced a publication regarding Elder Abuse. The publication states, “[it] is intended to serve as a starting point for advancing surveillance, research, and practice aimed at preventing” Elder Abuse.

What This Means

The report, titled Elder Abuse Surveillance: Uniform Definitions and Recommended Core Data Elements, does several things for defining Elder Abuse, including:

senior-walletA recent study that appeared in the latest edition of the Public Policy & Aging Report (PP&AR)—a publication of the National Academy on an Aging Society—has concluded that major financial institutions, like banks and insurance companies, can do much more to help prevent senior financial abuse.

In its coverage of the new study, ConsumerAffairs.com reports that both the financial abuse of seniors, as well as cognitive decline in the elderly, cause a negative and serious impact on the economy. Inaction on the part of banks and insurance companies, the study concludes, poses a serious threat to the health of the U.S. financial sector. According to Editor-in-Chief of PP&AR Robert Hudson, the problems of senior financial abuse and age-related impairment are “assuming remarkably large personal, monetary, and social dimensions. Elder abuse involves millions of individuals and billions of dollars. It damages health, harms wellbeing, and arguably costs lives.”

A different set of findings, authored by The MetLife Study of Elder Financial Abuse, estimates the monetary loses that result from senior abuse—as documented in 2010 alone—could amount to a staggering figure of at least $2.9 billion dollars. “Ironically, the age group that has amassed the most wealth over the longest period of accumulation is simultaneously at the greatest risk of financial self-impoverishment and exploitation by others,” Daniel Marson of PP&AR commented.

In June 2015, the Alameda County Courthouse ruled on a case involving Health and Safety Code §1418.8. As of January 2016, a final judgment was ordered calling the outdated health code “unconstitutional.”

The Advocates

The case, brought by statewide, non-profit advocates CANHR (California Advocates for Nursing Home Reform), is a critical first step toward nursing home reform. CANHR, through advocacy, education, and legislation (and litigation when necessary) fights to “create a unified voice for long term care reform and humane alternatives to institutionalization.”

According to the National Council on Aging (NCOA) “financial scams targeting seniors have become so prevalent that they’re now considered the crime of the 21st century.” There are all types of financial fraud including, investment schemes, lottery scams, funeral scams, and telemarketing fraud. Telemarketing fraudsters often try to sell low-cost vitamins, health care products, cheap vacations, and “free” prizes. Trying to scam an elderly person over the phone, gives the perpetrator the advantage of anonymity as well as the element of surprise.

Elder-on-phone-300x238-386x386Although anyone can be a victim of telemarketing fraud, the senior citizen community is especially vulnerable. What makes them susceptible and why are they being targeted?

• They may make poor witnesses – an elderly person may not remember the details of the conversation clearly.

Elderly woman in pain
Psychological abuse, also referred to as emotional abuse, can be difficult to notice at first glance. The damage often reveals itself in the form of changed behavior, as opposed to physical bruises and marks. It’s important to know that abuse can happen anywhere the elderly person resides, even in a nursing home or other long-term care facility, and can be sustained by any type of caregiver (paid, unpaid; professional, amateur). The National Center on Elder Abuse (NCEA), directed by the U.S. Administration on Aging, states, “most cases of elder abuse are perpetrated by known and trusted others, particularly family members (including children, spouses, and others).”

Examples of psychological abuse by caregivers, friends, or even family:

• Screaming or yelling;

Orlando-Nursing-Home-Abuse-Attorney.jpgAccording to a recent study conducted by Cornell University, 1 in 5 nursing home residents suffer abuse at the hands of their fellow residents. The study is the first of its kind in collecting data on resident-to-resident abuse. The behaviors observed in the study include physical and sexual violence, verbal aggression and hostility, invasions of privacy, and other negative and inappropriate interactions.

Using data gathered from more than 2000 nursing home residents across ten different facilities, researchers determined that those that perpetrated these abusive behaviors were often cognitively impaired, but more mobile than their fellow residents. Over a four-week period, Cornell researchers observed and interviewed elder residents, and distilled statistical data from reports and questionnaires completed by staff:

• 16% of nursing home residents have been victims of verbal abuse from other residents, including instances of swearing and yelling.
• 10.5% of elderly nursing home patients report invasive behavior from other residents, such as un-permitted room entry and rifling through the personal possessions of others.
• 6% have suffered from physical abuse, like hitting, kicking, and/or biting.
• 1.3% reported sexual abuse, including indecent exposure, inappropriate contact, and efforts to exact sexual favors.

Presenting at the Gerontological Society of America’s Annual Scientific Meeting in 2014, Dr. Karl Pillemer noted that resident-on-resident abuse is “widespread and common in everyday nursing home life,” and that elderly residents suffering from conditions like dementia may act out with “verbally or physically aggressive behavior,” resulting in “arguments, shouting matches, and pushing and shoving, particularly in such close, crowded quarters.”

A particularly troubling aspect of this study is the lack of action on the part of nursing home staff. Across the country, including in San Diego and the surrounding Southern California area, elders suffer frequent abuse of all kinds from their fellow nursing home residents, and staff reports only a fraction of these altercations. Police are sometimes called to handle instances of theft or assault between residents, but many elderly nursing home residents lack a personal advocate to ensure that justice is delivered and their best interests are served.

If you suspect that your loved one in the San Diego or Southern California area is suffering from elder abuse, either from fellow residents in his/her nursing home or from nursing home staff, take action. Get in contact with a trusted professional who can assess your case and ensure that no abuse is ever repeated. Have your concerns addressed and resolved by a knowledgeable and experienced San Diego nursing home abuse attorney.
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takemedicine.jpgSociety erroneously assumes prescription medication is only abused by the younger generations. Studies show, however, prescription drug abuse plagues men and women of all ages, including the elderly.

According to an article in the National Institute on Drug Abuse, “Persons aged 65 years and older comprise only 13 percent of the population, yet account for more than one-third of total outpatient spending on prescription medications in the United States.” The article goes on to suggest that there are several ways in which an elderly person can abuse prescribed medication, such as:

• Abusing medication prescribed to a friend or family member in order to save money.
• Alternatively, the elder person has his/her medication taken by a friend or family member and running out of his/her supply early.
• Taking the incorrect dosage or type of medication to do mental decline.

Awareness is everyone’s responsibility, so be vigilant. There are cues that family, friends, and caregivers can recognize in order to intervene and get help as early as possible.

What should we be looking for?

• A loved one is showing signs of an unhealthy relationship with their medication, such as:

– Frequently talking about medicine

– A fear of running out or not having enough medication

– Taking a defensive stance after you ask about the medication

– Taking more than the prescribed amount or taking more often than prescribed

– Hiding or hoarding pills

• A loved one’s behavior and mood is changing, even if it seems associated with “old age” or illness. This could be a sign of chemical dependency.

• A past history of drug/alcohol abuse can make a person more susceptible.

If you suspect a loved one is abusing prescription medication, take action and talk to someone about it. A good first step is to contact the doctor prescribing the medication. He or she can help verify and/or validate your concerns, allowing you to take further action, if necessary.
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According to the National Center on Elder Abuse, 27% of the 1.5 million Baby Boomers who identify as lesbian, gay, bisexual, or transgender worry about discrimination as they age. Unfortunately, research from the National Center on Elder Abuse shows that LGBT elders do suffer from higher rates of abuse and neglect compared to their non-LGBT elderly peers.

In surveying nearly 500 lesbian, gay, or lesbian nursing home residents aged 60 years and older, the National Center on Elder Abuse determined, “prejudice and hostility encountered by LGBT elder persons in institutional care facilities create difficult environments” and may result in physical and verbal abuse from other residents and nursing home staff.
th-thumb-300x199-96247Statistical data from the study reveals that:

• 65% of respondents experienced victimization because of their sexual orientation, including verbal abuse, threats of violence, physical and sexual assault, and threats of their orientation being disclosed to others.

• 29% of respondents had been physically assaulted, with men three times more likely to be the victim of a physical assault.

These verbal, sexual, physical, and discriminatory attacks often cause elderly victims to experience significant declines in mental health and quality of life. The study also revealed caregivers of the elderly might not be accepting of their charge’s sexual orientation and then respond with abusive behavior.

Based on a survey of 3,500 LGBT elders 55 and older, the National Center on Elder Abuse discovered that:

• 8.3% of LGBT elders were abused or purposefully neglected because of homophobia by caregivers.

• 8.9% of LGBT elders were threatened with or experienced blackmail or financial exploitation as a result of homophobia by caregivers.

• Sometimes nursing home staff goes so far as to deny visitors for an elderly LGBT resident, or bar partners from sharing a room and/or participating in medical decision making.

The National Academy on an Aging Society reports, “many LGBT older adults are at high risk for elder abuse, neglect, and various forms of exploitation because [they are] living in isolation and fear of the discrimination they could encounter in aging setting.”

If you reside in the San Diego or surrounding Southern California area and suspect that your loved one is suffering from abuse, discrimination, or other negative treatment by nursing home staff or fellow residents, take action. You may consider contacting an Ombudsman or the Department of Public Health.
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Counting Money.jpgAccording to a recent article by Wells Fargo Advisors, “Older Americans are losing about $2.9 billion every year to people who take advantage of their vulnerabilities – and that’s only for the cases that are actually reported…it’s occurring more frequently every year.” Additionally, it is reported that 34% of the perpetrators are family, friends, and neighbors of the elderly person.

That’s a scary statistic, and it’s our responsibility to try to protect our elderly parents and grandparents from becoming victims of financial elder abuse. The abuse often times starts out small, infrequent, and can happen over a long period of time. The culprit is attempting to go under the radar. Other times, the abuse is out of the blue, quick, wiping the victim’s account clean. Both methods are devastating.

Does that mean we should suspect all friends and family? Not necessarily, but there are some warning signs to be on the look out for:

• Your loved one’s caregiver or friend is taking a special interest in their financial paperwork, including accessing bank statements, insurance policies, and passwords.
• Increased account activity like large or unusual cash withdrawals, transfers, or loans.
• Changes in trusts, wills, or fiduciary accounts, including transferring title or assets to another person.
• Your loved one’s sudden increase, or decrease, in desire to spend time with family and friends.
• A reluctance to talk about finances at all or a fear regarding his/her finances.
• The elderly person starts having valuable personal items come up “missing”.
• Negative changes in your loved one’s behavior, mood, appearance, or mental and/or physical ability.

Many people are able to manage their finances themselves without outside help from a fiduciary or another person acting on their behalf. Sometimes appointing a fiduciary is necessary when a person becomes unable to financially take care of him/herself. The fiduciary can be anyone from a trusted family member or friend to a neutral, knowledgeable party like an attorney or other expert.
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